Mortgage Calculator
Calculate home loan repayments including down payment and tenure.
About the Mortgage Calculator
The Mortgage Calculator estimates your monthly home-loan payment from the property price, down payment, interest rate and term, and shows the loan amount and total interest over the life of the mortgage. It is a quick way to sanity-check affordability before you talk to a lender.
Frequently asked questions
No. The estimate covers principal and interest only. Property taxes, home insurance and any association fees are added on top and vary by location, so budget for them separately.
A larger down payment lowers the amount you borrow, which reduces both the monthly payment and the total interest. It can also help you avoid extra costs like mortgage insurance.