Loan Calculator
Estimate repayments and total cost across the life of a loan.
About the Loan Calculator
The Loan Calculator works out your monthly repayment, total interest and total amount payable from a loan amount, interest rate and term. Seeing the full cost — not just the monthly figure — makes it easier to compare offers and understand what a longer term really costs you.
Frequently asked questions
A lower monthly payment usually means a longer term, and a longer term means more months of interest. The monthly number feels easier, but the total interest is higher.
Not always. APR can include certain fees on top of the interest rate, so two loans with the same rate but different fees will have different APRs. Compare APRs when you can.